Uptake of index-based crop insurance among smallholder farmers: the case of rice producers in Mvomero- Morogoro
| dc.contributor.author | Mpunde, Venance Michael | |
| dc.date.accessioned | 2026-03-19T07:29:03Z | |
| dc.date.available | 2026-03-19T07:29:03Z | |
| dc.date.issued | 2022 | |
| dc.description | Dissertation | |
| dc.description.abstract | In spite of agriculture being source of livelihood in Tanzania, yet the sector is faced by various production risks including climate change and variability. Since crop insurance is an important strategy against natural hazards and risks, farmers arc encouraged to adopt it in order to intensify farm productivity. Therefore, this study sought to determine drivers for uptake of index based crop insurance and inform ways of making crop insurance work for the smallholder producers. Data were collected using questionnaire from 102 rice-producing households where weather index-based insurance had been promoted. A total of 5 insurance companies were also selected for KIIs to determine their distribution models and challenges they face in implementing IBCI. BLRM was used to assess the drivers to adopt IBCI, Content and descriptive analyses measured distribution models and challenges insurers face to implement IBCI respectively. The results show that age of the household(p=0.098), farming experience with IBCI (0.000), distance to the paved road (p=0.014), and household income (0.010) had significant influence to farmers’ participation in IBCI. The content analysis from insurance companies showed that selling covers through local agents was dominant method they use in reaching their clients, quality and availability of weather data (37.5%) and capacity building to stakeholders (29.17%) were serious challenges to implement the programme. These findings therefore highlight the need to create more awareness to farmers on the principles of crop insurance and different products that exist. Similarly, developing good channels that will adequately suit the farmers needs and designing of crop insurance products basing on the need of clients, by doing so the uptake of crop insurance in Tanzania will increase. | |
| dc.identifier.uri | https://www.suaire.sua.ac.tz/handle/20.500.14820/7443 | |
| dc.language.iso | en | |
| dc.publisher | Institute of Finance Management | |
| dc.subject | Climate change | |
| dc.subject | Crop insurance | |
| dc.subject | Smallholder rice producers | |
| dc.title | Uptake of index-based crop insurance among smallholder farmers: the case of rice producers in Mvomero- Morogoro | |
| dc.type | Thesis |