Browsing by Author "MSESE,Lukelo Roden"

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Rural - urban linkages and microfinance services: a case study of Igowole in Mufindi District
(Sokoine University of Agriculture, 2012) MSESE,Lukelo Roden
The study analysed the role of microfinance services in the development of rural - urban linkages for poverty reduction at Igowole in Mufindi district Iringa. The specific objectives of the study were to (i) identify opportunities and challenges of rural - urban linkages and its impact on poverty (ii) examine the effect of microfinance services on rural - urban linkages (iii) examine the effect of rural - urban linkages on poverty reduction (iv) examine factors affecting household access to microfinance services. A sample of 80 households from Igowole EUC and 70 household from immediate hinterland were interviewed. Logistic regression was used to examine factors affecting access to microfinance in both rural and urban areas. Majority 66.7% and 54.8% of none migrant and migrant at immediate hinterland, respectively; had access to informal microfinance services. Nonetheless 55.3% and 38.1% of none migrant and migrant at Igowole EUC, respectively; had access to informal microfinance services. Among many reasons household were accessing informal microfinance due to accessibility and timeliness. Rural - urban linkages increase opportunities for income generating activities in both urban and rural areas. Hence development interventions aimed to alleviate rural and urban poverty should target to facilitate these linkages at all level of planning. Microfinance services boosted the transfer of financial capital from rural to urban and vice versa though savings and credit. Rural - urban linkages provided farm and non-farm employment opportunities and improved social services like education and health services.