Effectiveness of training and technical assistance provided by microfinance institutions to women microenterprises: a case of Sido, Arusha Region
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Date
2014
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Sokoine University of Agriculture
Abstract
This study was conducted in Arusha region with the aim of assessing the effectiveness of
training and technical assistance (TTA) provided by SIDO to the performance of women
owned microenterprises. Specifically, this study was intended to characterize TTA
provided by SIDO to the women’s microenterprises; assess factors associated with the
current business performance of women owned enterprises; and assess the effectiveness of
TTA provided by SIDO on business performance of women owned enterprises.
The study employed quantitative and qualitative research designs and data were collected
using questionnaire. The questionnaire was administered to a total of 90 respondents, 61 of
which had received TTA and 29 respondents had received loan only. In addition, five key
informants were interviewed. Data analysis involved descriptive statistics such as
frequency and percentages and inferential statistics mainly multiple regression and
independent t-test. The study findings indicate that most TTA provided by SIDO were
entrepreneurship, business management and technical training with assistance on
marketing, product labels, selection of machine and advice onbusiness. Factors for success
of women microenterprises were found to be the age of enterprise, availability of funds,
age of the respondents as well as training and technical assistance. TTA provided by SIDO
had positive influence on business. Groups of women microenterprises with loans and
TTA obtained higher profit and accumulated assets with high value compared to those
groups with loans only. The study recommendes that microfinance institutions (MFIs)
should increase TTA for their clients to enable them improve their business performance.
It is also recommended that microentrepreneurs should proactively make use of TTA
provided by MFIs in order to improve their business performance.
Description
Dissertation
Keywords
Training technical effectiveness, Microfinance institutions, Women microenterprises, Sido, Arusha Region