Microcredits and rural livelihood for sustainable conservation of biodiversity: a case study of COCOBA in Mahale ecosystem, Kigoma-Tanzania
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Date
2011
Authors
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Publisher
Sokoine University of Agriculture
Abstract
This study was done in Mahale Ecosystem to assess the achievement of COCOBA in
improving rural livelihood and sustainable conservation. This study was based on the fact
that, while there are adequate information on micro credit and poverty reduction few exist
on livelihood improvement and sustainable conservation of biodiversity. Specifically the
study sought to document socio-economic activities undertaken by COCOBA group
members and others in the study area; determine the performance of COCOBA on the
supported socio-economic activities; determine the contribution of COCOBA to livelihood
reductiona and to determine the participation of local community in environmental
conservation in relation to COCOBA. Using household questionnaire, focus group
discussion and key informant discussion from three villages and 120 randomly selected
household, the study found that the main socio- economic activity undertaken in the study
area was Agriculture which causes environmental degradation. Small scale business was
found to be implemented most by COCOBA members due to credit accessibility. The
study further showed that COCOBA has brought positive changes in the standards of
living of its members. COCOBA members earned more income per year (1 546 057.56)
than non members (828 045.35) as observed at T-test analysis. Furthermore, the study
shows that COCOBA model contributes in environmental conservation because majority
of its members were engaged in tree planting, beekeeping and uses of improved stoves.
The study concluded that since the success of COCOBA model depend much on training,
environmental training and post –credit training on entrepreneur, should be offered often
to improve its performance. The study draws a number of recommendations including;
Allocation of adequate financial resources for lending to micro credit institutions with low
interest rate; Government and other development organization should put more effort on
supporting micro credit institutions showing interest in environmental activities;
undertaking an information campaign to create awareness among the poor on credit issues.
Description
Keywords
Microcredits, Rural livelihood, Sustainable conservation, Biodiversity, COCOBA, Mahale ecosystem, Kigoma, Tanzania
Citation
Fundi, E.N. (2011). Microcredits and rural livelihood for sustainable conservation of biodiversity: a case study of COCOBA in Mahale ecosystem, Kigoma-Tanzania. Morogoro: Sokoine University of Agriculture